Andrew Spence

Keynote Speaker | Toronto, Ontario

Investment Risk Management Expert
Leading Economist | Best-selling Author

Andrew Spence Expertise Innovation & Creativity, Economic & Market Trends, Leadership, Personal Growth, Economic Development, Economic Policy, Financial Outlook, Risk Management and Financial Crises.

Andrew Spence

About Andrew Spence

Andrew Spence is a leading economist, a best-selling author, board advisor and a recognized financial expert. Andrew Spence works with institutional investors such as pension plans, insurance companies, independent asset managers and large family offices. Andrew Spence provides guidance on investment strategy, asset allocation, investment planning, risk and crisis management. Andrew Spence started his career at Her Majesty’s Treasury in London and was an investment executive at two of Canada’s leading pension plans. Andrew Spence was seconded to the Bank of Canada as Special Adviser to the Governor and has lectured at the University of Toronto’s Rotman School of Business on asset allocation and investment planning and the Munk School of Global Affairs on global capital markets and crisis management.

Andrew Spence Videos

How Banks are "Fleecing" Canadians with Andrew Spence

What Happens If the World Stops Trusting the Us Dollar

Andrew Spence Narrative Video

Canada's Economy Has a Competition Problem

The New Industrial Revolution How AI is Rewriting the Future

Andrew Spence Interviews & Podcasts

Would Bank Competition Boost the Economy? | the Agenda

You Won’t Believe How Badly Your Bank is Fleecing You

How Canadians are Getting Fleeced by Their Banks with Andrew Spence

How Banks are "fleecing" Canadians with Andrew Spence | No Nonsense Wi

ANDREW SPENCE BIOGRAPHY

Andrew Spence is a leading economist, best-selling author, and recognized financial expert, renowned for his deep expertise in investment strategy, asset allocation, and risk management. As a trusted board advisor, he collaborates with institutional investors, including pension plans, insurance companies, independent asset managers, and large family offices. Andrew’s guidance empowers organizations to navigate complex financial landscapes with confidence, ensuring long-term growth and stability.

Andrew’s career began at Her Majesty’s Treasury in London, where he honed his expertise in fiscal policy and economic strategy. Building on this foundation, he transitioned into the investment industry, serving as an executive at two of Canada’s foremost pension plans. His unique perspective on financial systems led to a secondment at the Bank of Canada, where he served as Special Adviser to the Governor. In this pivotal role, he contributed to high-level decisions on monetary policy and crisis management, cementing his reputation as a thought leader in global finance.

In addition to his professional accomplishments, Andrew has shared his knowledge as a lecturer at the University of Toronto. At the Rotman School of Business, he taught courses on asset allocation and investment planning, and at the Munk School of Global Affairs, he explored the intricacies of global capital markets and crisis management. His academic engagements underscore his commitment to fostering the next generation of financial leaders.

Andrew’s skills extend beyond technical financial expertise. His ability to translate complex economic concepts into actionable insights makes him an invaluable resource for clients and audiences alike. Whether advising on strategic investment decisions or delivering keynote addresses, Andrew’s presentations are characterized by clarity, relevance, and a forward-looking perspective.

As a best-selling author, Andrew has further solidified his standing in the financial community. His publications provide practical frameworks for understanding and responding to today’s rapidly evolving economic environment. His ability to connect theory with real-world application has earned him accolades from industry peers and readers worldwide.

When he’s not advising clients or contributing to the financial discourse, Andrew enjoys exploring global economic trends and their societal impacts. His passion for understanding the intersection of economics and policy continues to drive his work, ensuring his contributions remain both timely and impactful.

Andrew Spence Topic Presentations

Andrew Spence Toronto, Ontario, Canada delivers keynote presentations, workshops, fireside chats, moderated Q&A, and other presentation formats on a wide variety of topics. Each presentation is unique, customized and tailored for audiences, industries, conferences and event formats.

The New Rules of Investing in a Fragmented World

From Policy Signals to Portfolio Decisions

Governing Risk in Complex Financial Systems

Andrew Spence Books & Articles

Carmichael: a Pair of Little Books Expose the Economy’s Big Problem
Carmichael: a Pair of Little Books Expose the

The two books are Fleeced by Bay Street insider Andrew Spence, and The Big Fix by Denise Hearn and Vass Bednar, a couple of policy wonks at...

Canadians are Being Gouged by Their Banks at Every Turn. This Has to Stop
Canadians are Being Gouged by Their Banks at

Andrew Spence is a veteran financial services executive and the author of Fleeced: Canadians Versus Their Banks, published by Sutherland...

Why are Credit Card Interest Rates so High in Canada?
Why are Credit Card Interest Rates so High in

In this excerpt from his book Fleeced, Andrew Spence explains how Canadian banks succeed at keeping credit card interest rates higher than...

The Barriers and Benefits as a Global Bank Looks to Branch out in Canada
The Barriers and Benefits as a Global Bank Looks

TORONTO - It’s not every day, or even every decade, that a big foreign bank decides to have a go at Canada’s retail banking...

Andrew Spence Speaking Testimonials

"I had the pleasure of hosting Andrew Spence, author of Fleeced, as the keynote speaker at one of this year’s Open Finance Network events and wow, did he deliver. Andrew didn’t just energize the room; he laid bare the hard truth about Canada’s banking system being stuck. We are the last in the G7 to have real-time rails as well as open banking, and fees are very high for basic services. His insights were raw, real, and exactly what we need to hear if we want change. I really enjoy reading Fleeced, it’s a powerful read on how everyday Canadians are being overcharged by their banks. Andrew is an inspiring force in the fight for fairer, smarter finance."

Michelle Beyo

CEO and Founder
Finavator

"Andrew Spence’s presentations on Economics, Markets and Investing are insightful, entertaining, and thought provoking. He cuts away the superfluous noise and distractions to reveal the underlying and fundamental forces operating on our markets and economies. Unlike many economists Andrew is prepared to propose, with evidence and reason, forward looking positions and predictions. Andrew’s preparation is evident in his up-to-date data analysis, customization to his audience and clear organization. I recommend, without reservation, having Andrew present to your team, organization, association or Board."

Bill Furlong

Regulator, Board Member, Author, Former Senior Financial Services Executive

"Andrew Spence is an entertaining and engaging speaker. I have invited him to speak at a number of my team events and have always received great feedback. He has a deep understanding of financial markets and investment decision making, and his presentations are always understandable, relevant, and usable for our investment team."

James Davis

Chief Investment Officer
OP Trust

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Frequently Asked Questions

What is Andrew Spence known for and what is their expertise as a keynote speaker in Canada?

Andrew Spence is known for defined subject matter expertise based on professional experience and industry background. As a keynote speaker in Canada for conferences and conventions, their presentations align with organizational objectives and audience outcomes. Corporate keynote speakers in Canada are selected based on credibility, relevance, and practical application. Expertise alignment supports informed booking decisions. Read More

What topics does Andrew Spence speak on for conferences, conventions, corporate events, and annual general meetings in Canada?

Andrew Spence delivers keynote presentations on defined topic areas confirmed during booking. Canadian business speakers for corporate meetings in Canada align topic selection with event objectives and audience priorities. Conference speakers in Canada adapt messaging for conventions, trade shows, and summits. Topics are finalized prior to written confirmation. Read More

How do I know if Andrew Spence is the right fit for my audience, conference, convention, or AGM?

Andrew Spence is evaluated based on audience alignment, event objectives, and subject matter relevance. Event planners booking keynote speakers in Canada for corporate conferences review experience, delivery style, and industry context. Canadian business speakers for annual general meetings must align with program goals and audience expectations. Fit is clarified during the pre decision call. Read More

Where is Andrew Spence from and where do they speak across Canada?

Andrew Spence is from Toronto, Ontario and is available for events across Canada. Conference speakers in Canada frequently travel nationally with defined travel terms. Corporate keynote speakers coordinate scheduling through structured agreements. Availability is confirmed through formal inquiry. Read More

Is Andrew Spence available as a virtual keynote speaker for online conferences, webinars, or hybrid events in Canada?

Andrew Spence is available as a virtual keynote speaker for online conferences, corporate webinars, and hybrid events in Canada. Virtual keynote speakers in Canada deliver structured presentations adapted for remote audiences. Format, platform coordination, and timing are confirmed during booking. Virtual availability is documented through written agreement in Canada. Read More

Does Andrew Spence deliver keynote presentations, workshops, training sessions, breakout sessions, fireside chats, or panel discussions?

Andrew Spence may deliver keynote presentations as well as workshops and breakout sessions. Canadian business speakers for corporate training in Canada define session length and format during booking. Conference speakers may also participate in fireside chats or panel discussions depending on program design. Session formats are confirmed in writing. Read More

How do I contact Andrew Spence to check availability and begin the booking process in Canada?

Andrew Spence is contacted through Speakers Bureau of Canada to confirm availability and event details. Event planners and meeting planners typically schedule a pre decision call to clarify format, objectives, and scope. Booking begins once event requirements are defined. Written confirmation follows agreement execution. Read More

How do I book Andrew Spence for a conference, convention, trade show, summit, or corporate meeting in Canada?

Andrew Spence is booked through a structured agreement process confirming availability, fee structure, and logistics. Booking keynote speakers in Canada for conventions and trade shows includes written contracts and defined payment terms. Canadian business speakers for annual general meetings require scope confirmation before date holds convert to confirmed status. Booking is finalized upon agreement execution. Read More

How much does it cost to book Andrew Spence as a keynote speaker in Canada?

Andrew Spence keynote speaker fees depend on event type, audience size, format, and location. The cost to book a keynote speaker in Canada varies based on preparation scope and delivery structure. Corporate keynote speakers in Canada confirm fees through a booking agent and written agreement. Final pricing reflects defined scope and contract terms. Read More

Are there additional costs to hire Andrew Spence for a corporate event, convention, or trade show in Canada?

Additional costs to hire Andrew Spence may include travel expenses, extended sessions, workshops, meet and greets, emcee duties, or event host roles. Keynote speakers in Canada for business conventions often separate honorarium from travel and related logistics. Canadian business speakers confirm these components in writing before agreement execution. All additional costs are outlined contractually. Read More

How far in advance should I book Andrew Spence for a conference, convention, or business meeting in Canada?

Andrew Spence should be booked once event dates, location, and format are confirmed. Conference speakers in Canada often secure dates several months in advance. Corporate keynote speakers for annual general meetings may have limited availability during peak seasons. Early inquiry improves confirmation certainty. Read More

Is Andrew Spence represented by an agent in Canada and how is the agreement handled?

Andrew Spence is represented by Speakers Bureau of Canada for booking coordination and agreement management. Keynote speakers in Canada often work through an agency to formalize contracts and payment handling. Agent representation ensures structured communication between organizers and the speaker. Representation clarifies agreement terms before confirmation. Read More